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Small Businesses are recognizing that group health benefits play a major part in hiring and retaining valuable employees. As costs continue to rise, it is important that you are familiar with your options and annually reevaluate your plan.
You have two choices when considering health insurance for a small business:
Individual Insurance: View information on individual plans and when they can be an option for a small business.
Group Health Insurance: A group plan may cost more than a individual plan, but the benefits are usually more comprehensive and usually you will not face an exclusion for preexisting conditions. View information on group health plans.
Another option to consider, whether on a individual or group plan, is a Health Savings Account. This type of plan is a combination of a high deductible health plan and a tax-favored savings account.
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